Before making the decision to travel outside your province of residence
Provincial health insurance plans cover only a small portion of medical services provided abroad. If you have an accident or get sick during your trip, you’ll be responsible for most of the expenses incurred.
That’s why travel insurance is so important: it covers you if you have an accident or suddenly become ill while travelling, even if you’re travelling within Canada.
What’s more, in the event of an emergency, you have 24/7 access to a team of professionals ready to offer you all the support you need until the situation has stabilized.
By purchasing Québec Blue Cross® travel insurance, you can use the Serenity Serviceᵀᴹ at no extra cost. It provides you with exclusive benefits in the event of a flight delay of 3 hours or more.
To find out more about the services covered outside Quebec, visit the RAMQ website.
If you’re planning to take more than one trip this year, travel carefree thanks to our Annual travel insurance that will cover all your trips.
Trip Cancellation or Interruption insurance covers eligible, non-refundable expenses associated with the cancellation or interruption of a trip. To be eligible for a refund, the reason for cancelling or interrupting your trip must have been unknown at the time your insurance policy took effect or when you purchased your trip.
Québec Blue Cross® Trip Cancellation or Interruption insurance does not include coverage for COVID-19 since March 12, 2020, as this is a known situation.
You may, for example, already have access to travel insurance through a group insurance plan or with your credit card. You should be aware, however, that these plans often have restrictions, particularly regarding the maximum length of stay.
Read your policy carefully to find out if your travel insurance provides you with all the coverage you need for your stay abroad. Pay attention to the following:
For any questions related to your insurance policy, don’t hesitate to contact Customer Service.
It’s important to choose insurance that covers COVID-19 for your trips. To find out if this virus is covered by your contract, read your insurance policy and any endorsements carefully or contact your insurance company.
Our Emergency Medical Care insurance covers COVID-19, including the Omicron variant, unless it is a pre-existing condition prior to departure. It provides $5 million in coverage. Access to health care in some countries could be limited due to the pandemic. When you’re abroad, our assistance service will be there to support you and answer your questions.
If you need written proof of your insurance coverage for COVID-19, you will find this information in the last section of your travel insurance certificate.
Our Emergency Medical Care benefit does not cover the cost of getting tested for COVID-19 while travelling unless prescribed by a doctor following a medical emergency or sudden illness.
To learn more about our travel insurance regarding COVID-19, please refer to our FAQ section.
More and more companies are offering insurance covering COVID-19. However, it often has significant limitations, particularly with respect to:
Furthermore, some insurance companies only reimburse expenses incurred if you get COVID-19 and don’t cover you against other types of medical emergencies.
Read your insurance policy to find out what it covers.
Don’t travel if you...
Have been in contact with someone who has symptoms of COVID-19 in the 14 days prior to your departure.
Have been in contact with someone who has COVID-19 in the 14 days prior to your departure.